Credit Card Wrangle

Staying out of debt may be the smartest thing you can do in college.

The other day I was standing in line at the post office and I heard a small, tinny voice behind me, "Mom, mom, they sent me a credit card! Can you believe it? I'm gonna use it right away!" I turned around, and to my dismay, saw a boy no more than 13 years old waving a Mastercard in front of his mother's face.

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