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Real Deal?: (L) A three-bedroom short sale on Elm Street appears close to move-in quality. (R) Another three-bedroom short sale on Harcourt Avenue needs a bit more TLC. Nic Coury

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Tease photo Kick-Down, With Conditions

Seaside offers down payment loans – with some hitches – for first-timers of modest means.

State law requires cities to set aside about 20 percent of redevelopment funds for affordable housing. In Seaside, where the lack of water limits new housing construction, the city is complying mainly by offering down ...

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